Indecision and lack of direction....

I am not typically the type of person who has a problem making decisions. Despite my tendency to get easily distracted, I don't dwell on what to wear or what to eat, I don't question what assignments to give or what color to paint my walls. I don't rehash the decisions I make over and over again. Overall, I have faith in my ability to decide what makes me happy and healthy and things usually seem to fall into place. When you combine this with my belief that there are times when the universe has a bigger plan, I do pretty well at dealing with day-to-day challenges and obstacles. However, lately I am feeling very indecisive and struggling with a lack of direction related to my future career goals. Currently, I work a full time job as a Director of Development and a part time job as an Adjunct Professor of English. On one hand, I LOVE my teaching job -- even the most difficult students or challenging days make me feel accomplished and passionate. On the other hand, I don't love Development - I am very good at it but I am not as inspired by it. It seems obvious, right? Quit the Development job and immerse myself in teaching. If it were that easy I would have done it already but there are very practical problems attached - job security, healthy insurance, annual salary, fear of change, fear of failure, saving enough money before doing something drastic...the list seems overwhelming at times. The obstacles run through my head like a bad mantra: The economy is a mess. My teaching job is consistent but is barely part time with no guarantee of ever becoming more. My full time job pays more and has more stability. I'd likely need to get a PhD to ever remain in the profession long term. I already owe way too much in student loans. I never took the GRE's.... My wish long term is to write a book and be a mom. I want to write as much as possible, share my passion through teaching and bake cookies or throw a baseball with my future kids. I am struggling with how to get from where I am to where I hope to be. I wish I could just take a leap of faith but the aforementioned mantra keeps running through my head. I am struggling to point my life in a direction that makes me happy but also keeps me employed and not broke. I am struggling to have the confidence in myself to be able to make it as a writer and professor without something else to fall back on. Between my two jobs, I am struggling with making time to do the things I need to do to lay the groundwork for any of this (write more, make contacts, spend significant amounts of time reading, etc). I recently read a quote from the movie Mr. Magorium. It read: "Your life is an occasion; Rise to it". It reminds me of how important it is to believe the best can happen. I just need to find the courage to make the decisions necessary to get me there!